Adam Backes - Acela Mortgage Team
Looking to accelerate your mortgage experience? Adam and the Acela Mortgage Team can help! He is your premier mortgage lender and local loan expert. The Acela Team uses the latest industry technology and offers a wide array of loan products, competitive interest rates and strive to make the loan process simple, straightforward and fast for borrowers seeking a mortgage in any of the areas serviced. Whether you are a first-time home buyer, repeat home buyer, purchasing or building your dream home, renovating the home you’re buying or already own, refinancing an outstanding loan, or consolidating debt, we can help you take that first step toward that perfect financial solution. The ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Our DNA is clear...
SMART | SIMPLE | SOLUTIONS
We offer all the most popular and common loan programs in the marketplace. Adam, a.k.a. Mister 203K, has also been specializing in Renovation Loans and Construction Loans for over a decade now:
- Home Purchase Loans
- FHA, VA and USDA Government Loans
- Fannie Mae and Freddie Mac Conventional Loans
- JumpStart Pre-Approval with Rate Assurance
- OTC/Single Close Construction Loans
- Renovation Loans
- FHA 203K, VA and USDA Renovation
- Fannie Mae HomeStyle
- Freddie Mac CHOICE Renovation
- Investor Financing
- Acquisition / DSCR
- Ground Up Construction
- Fix & Flip
- Down Payment Assistance Programs
- State Housing Programs
- County/Local Housing Programs
- DPA Advantage
- Norcom 100
- Non-conforming/Non-QM Loans
- Bank Statement
- 1099
- Foreign National
- ITIN
- Luxury/Jumbo Home Loans
- Home Refinance Loans
- Rate and Term
- Cash-Out
- And Much More Coming or On the Way!
We offer unparalleled mortgage service to clients throughout the entire state of Maryland. We primarily serve areas in Central and Southern Maryland and Eastern Shore including Anne Arundel, Baltimore City, Baltimore County, Calvert, Caroline, Carrol, Charles, Dorchester, Frederick Howard, Kent, Montgomery, Prince George’s, Queen Anne, St. Mary’s and Talbot counties. Being from Southern Maryland, Adam has a local presence in areas such as Dunkirk, Owings, Huntingtown, Prince Frederick, Chesapeake Beach and North Beach. We lend in all the following states:
Maryland | District of Columbia | Delaware | Florida | North Carolina | Pennsylvania | South Carolina | Virginia
Please browse the site, check out his reviews and contact Adam if you have any questions at all. Best ways to reach him are via his cell – texting (410-610-4965) is a-okay - or email (Adam.Backes@norcom-usa.com)! If you're ready to get preapproved, click Apply Now on the top right of this page. He looks forward to hearing from you and assisting you with your mortgage needs! Download our FREE Mobile App! Now available on Android and iPhone!
Today's Rates
Mortgage Rates change on a daily basis and can vary depending on your unique situation. Simply use this form to receive FREE and accurate rate quotes from a nationwide network of trusted lenders.
Purchase Assistant
This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Purchase information you need without all the calls and emails!
Refinance Advisor
This Free Refinance Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Refinance information you need without all the calls and emails!
Easy Street Mobile App.
Download our FREE Mobile App! Now available on Android and iPhone.
What our clients are saying about us
Our client's love us and we've got the testimonials to prove it!




