real-estate-investing

Real Estate Investing

“The best way of double your money is put your money in front of mirror." ~Anonymous

EasyFix

Regardless of experience, EasyFix has options to fit your needs!

With the EasyFix Program, investors can get a short term, hard money loan to acquire a fixer upper, finance the cost of that purchase and the renovations and with no experience in real estate investing.  All this with NO APPRAISAL REQUIRED!  Get your approval fast and your money even faster!  Close quickly to get your project started and renovations underway.  This product is designed for speed and efficiency.

*CMG Home Loans does not control the pricing, or the note rates offered.

  • Highlights

    • 9.9-10.9%*
    • 3 Points
    • 85% LTC / 70% LTV
    • Close In 48 Hours
    • No Prepayment Penalty
    • No Junk Fees
    • No Credit Minimum
    • No Appraisal
    • $1495 Doc Fee
    • $2500 Origination Min

EasyBuild

For the Real Estate Investor ready for next level, EasyBuild could be your go-to solution!

With the EasyBuild Program, experienced investors can get a short term, hard money loan to acquire land and build a brand new home.  All this with NO APPRAISAL REQUIRED!  Get your approval fast and your money even faster!  Close quickly to get your project started and home build underway.  Like EasyFix, this product is designed for speed and efficiency.

*CMG Home Loans does not control the pricing, or the note rates offered.

  • Highlights

    • 11.9%*
    • 3 Points
    • 85% LTC / 65% LTV
    • No Credit Minimum
    • No Dutch Interest
    • No Appraisal
    • No Junk Fees
    • $1495 Doc Fee
    • Survey and Plans Required
    • No Prepayment Penalty

EasyRent

If you're ready to stack up properties to hold and rent, EasyRent has you covered!

With the EasyRent Program, investors can get a long term, fixed rate loan to hold and rent to generate cash flow.  Purchase a single family or multi-family up to 20 units.  Refinance to cash out your capital or get out of EasyFix or EasyBuild. NO PERSONAL INCOME REQUIRED!  This product uses a Debt Service Coverage Ratio (DSCR) which compares the rental income on the property to the mortgage payment.  Close in the name of your LLC.  Use for long term rentals as well as short term/vacation/AirBnB/VRBO properties!

*CMG Home Loans does not control the pricing, or the note rates offered.

  • Highlights

    1. Loan Amounts: $100K - $3M (Blanket Portfolio Loans up to $5M)
    2. Rates will vary based on credit score, LTV and transaction type
    3. Geography: Nationwide (except North and South Dakota)
    4. Property Types: Residential, Short Term Rental / Vacation Rental, Mixed Use (commercial/residential, up to 3 commercial units)
    5. Occupancy: Long Term or Short Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
    6. Loan Structure: 30 Year Fixed Rate Mortgage Loans, 5 Year Prepayment Penalties†, Partial IO (10 Years) Available , Entities i.e. LLCs) and partners welcomed
    7. LTVs: Up to 80% (Acquisitions/Rate Term Refi), 75% (Cash Out)
    8. DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application)
    9. DSCR: 0.75x minimum
    10. Credit Score: 620 minimum
    11. Fees & Deposits: 1 3% Closing Fee, Pass Through Deposits $3,000 (1 4 Units) / $6,000 (Multifamily/Mixed Use)

    *CMG Home Loans does not control the pricing, or the note rates offered. †Prepayment penalties can be reduced or waived with an increased interest rate.

If you’d like more information on our Investor Programs, fill out the contact form below.  If you’re ready to apply and get preapproved, click “Get Started”!