Adam Backes - CMG Home Loans
Looking to accelerate your mortgage experience? Adam and CMG Home Loans! He is your premier mortgage lender and local loan expert. We use the latest industry technology and offer a wide array of loan products, competitive interest rates and strive to make the loan process simple, straightforward and fast for borrowers seeking a mortgage in any of the areas serviced. Whether you are a first-time home buyer, repeat home buyer, purchasing or building your dream home, renovating the home you’re buying or already own, refinancing an outstanding loan, or consolidating debt, we can help you take that first step toward that perfect financial solution. The ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
In order to accomplish our mission, we offer all the most popular and common loan programs in the marketplace. Adam, a.k.a. Mister 203K, has also been specializing in Renovation Loans and Construction Loans for over a decade now:
- Home Purchase Loans
- FHA, VA and USDA Government Loans
- Fannie Mae and Freddie Mac Conventional Loans
- Pre-Contract Underwriting Approval with Lock & Shop (under construction)
- OTC/Single Close Construction Loans
- Renovation Loans
- FHA 203K, VA and USDA Renovation
- Fannie Mae HomeStyle
- Freddie Mac CHOICE Renovation
- Investor Financing
- Cash Flow / DSCR
- Ground Up Construction
- Fix & Flip
- Down Payment Assistance Programs
- State Housing Programs
- County/Local Housing Programs
- Buyer's Choice
- Chenoa Fund
- DPA Advantage
- Non-conforming/Non-QM Loans
- Bank Statement
- 1099
- Foreign National
- ITIN
- Luxury/Jumbo Home Loans
- Home Refinance Loans
- Rate and Term
- Cash-Out
- And Much More Coming or On the Way!
We offer unparalleled mortgage service to clients throughout the entire state of Maryland. We primarily serve areas in Central and Southern Maryland and Eastern Shore including Anne Arundel, Baltimore City, Baltimore County, Calvert, Caroline, Carrol, Charles, Dorchester, Frederick Howard, Kent, Montgomery, Prince George’s, Queen Anne, St. Mary’s and Talbot counties. Being from Southern Maryland, I have a local presence in areas such as Dunkirk, Owings, Huntingtown, Prince Frederick, St. Leonard, Lusby, Chesapeake Beach and North Beach. We lend in all the following states:
Maryland | District of Columbia | Florida
North Carolina | Pennsylvania | South Carolina | Virginia
Please browse the site, check out his reviews and contact Adam if you have any questions at all. Best ways to reach him are via his cell – texting (410-610-4965) is a-okay - or email (abackes@cmghomeloans.com)! If you're ready to get preapproved, click Apply Now on the top right of this page. He looks forward to hearing from you and assisting you with your mortgage needs! Download our FREE Mobile App! Now available on Android and iPhone!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What my clients are saying...
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Adam was integral to the success of assisting me close on a niche one-time close construction loan. After many calls to different brokers and lenders who were recommended by... read more
John Y
Adam Backes walked me through the VA loan process and made the experience much less painful than I had anticipated.
Lefty212
Adam Backes from southern trust was an excellent loan advisor he was always so helpful and precise with everything during the process of refinancing our home! we definitely... read more
MariaE Wood
Adam is the man! Easiest loan process we have ever been through. He kept us informed and always addressed any questions. If you want a smooth mortgage process, call Adam!
Bryan Darmstead
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Just wanted to let everyone know just how thankful and appreciative I am to have done business with the Adam team at Southern Trust. The team walked me through every... read more
james kelly
I just wanted to say that it was a pleasure working with my loan officer Adam Backes at Southern Trust Mortgage in Annapolis MD. He was very thorough with handling... read more
Ronnie Reid
If you’re in the market for a home or even thinking about getting a home, Adam is your guy. Any question I had was answered right away, very clearly, communication... read more
mike mason
Adam Backes is the best. If your looking for a home, he’s your guy. He is knowledgeable, honest, patient, thorough & very efficient. Upon meeting him he was so down... read more
Tilya
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My recent experience with Adam was awesome. Everyone stresses this process, including my wife and myself. Adam and his team were great. He reassured us that everything was good to... read more
Mark Bowman
As a First Time Buyer I was treated with professionalism and dedication. A great team to work with. Highly recommend this professional team.
Daryl Boddie
Working with Adam and his team at Southern Trust Mortgage was one of the best experiences in my home buying process. Adam is very knowledgeable on different loan programs and... read more
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