Would you like to buy a home but you’re concerned about your credit? We don’t have a crystal ball, but we do have some resources to help you exceed credit score minimums. Any score increase could improve your interest rate and decrease your payment.
Things that impact your credit score.
- Payment History
- Outstanding balances or unsecured debt
- Derogatory credit history
- Type of Credit (secured & unsecured)
- Length of time credit established
Here’s how we can help
- Assists borrower with their creditors to resolve issues on their credit report (Foreclosure, Short Sale and other issues)
- Helps borrowers with Credit Freeze & Fraud Alert
- Submits documentation to credit bureau for the rapid re-scoring of borrower’s Credit Report