VA Loans

A VA Loan is designed to offer long-term financing to veterans. They are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.  Benefits of a VA Loan are:

  • 100% financing* (0% down payment)
  • No monthly mortgage insurance
  • Relaxed credit standards compared to other loan programs
  • Specialized programs such as:
    • VA Renovation
    • VA Construction
    • Interest Rate Reduction (streamlined refinance)
    • Cash Out refinance up to 100% loan to value

If you’d like more information on VA loans or if you’re ready to apply and get preapproved, complete the contact form on the right where it says “How Can We Help”.