Apply Now

With Adam Backes - Southern Trust Mortgage, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call us at (410) 610-4965
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  4. Documents needed
    • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
    • Names/addresses of employers for 2 years
    • Copies of W-2s for the last two years
    • Bank statements for previous 2 months
    • If self-employed and/or own rental property, copies of tax returns for the last 2 years
    • Proof of pension income, if applicable
    • Social Security and Disability payments, if applicable
    • Child support or alimony payments (optional for you to disclose), if applicable
    • Information on debts or loans not appearing on your credit report
    • Security accounts (stocks, bonds, life insurance), as needed/if applicable
    • any additional documents to help get your loan approved!